How to use (3 steps)
- Start with NISA when you want to compare tax-advantaged vs taxable growth.
- Use Retirement to check yearly balance path with inflation-adjusted view.
- Use Withdrawal to test fixed-amount vs fixed-rate drawdowns and check depletion timing.
Recommended (top 3)
Retirement
Project retirement assets from current savings, monthly contributions, return, and inflation.
Withdrawal
Model retirement drawdowns with return and inflation assumptions, and estimate how long assets can last.
Calculators
- Fee Drag Calculator – How fund fees reduce long-term returns.
Compare 0% vs annual fees (expense ratio).
- New NISA savings simulator – tax-free allowance vs.
Project your New NISA contributions versus a taxable account, track annual and lifetime allowance usage, and compare.
- Retirement Savings Calculator.
Project your retirement nest egg by combining current savings, recurring monthly contributions, investment growth.
- Withdrawal Simulator — How long your portfolio lasts.
Simulate portfolio withdrawals with inflation adjustment and a max-withdrawal solver.
- Portfolio Rebalance Calculator.
Compute buy/sell amounts from current holdings and target weights.
- Compound Interest Calculator.
Estimate future value and Effective Annual Rate from APR, compounding frequency, years, and optional monthly.
- Savings Goal Planner: Deposits, Time, Future Value.
Work out the deposit needed to hit a savings target, the time required at a chosen deposit, or the future value.
- SIP Calculator (Investment) Tool.
Compute maturity amount, total invested, and estimated gain from monthly investment amount, expected annual return.
Planned additions
- Monte Carlo accumulation/withdrawal simulator (probabilistic).
- Tax-aware withdrawal ordering and account-sequence modeling.