Finance Function Calculators (PV/FV/PMT/NPV/IRR)

How to use (3 steps)

Define what you need first: future value, present value, payment, or investment evaluation.
Align rate basis and period (APR/EAR, annual/monthly) with Rate conversion.
Use RATE Solver when rate is unknown and you need to back-solve it from payment, PV, FV, and term.

Solve PV/FV/PMT/NPER/RATE in a single workflow.

Compute IRR for cash flows with non-periodic dates.

Normalize annual, monthly, and daily rates before comparison.

TVM Solver (PV/FV/PMT/NPER/RATE) — Loan & Investment.
Solve PV, FV, PMT, NPER, and RATE in one place for loans or investments.
XIRR Calculator (Irregular Cash Flows) – Paste CSV.
Calculate XIRR from irregular dated cash flows online.
XNPV Calculator (Dated NPV for Irregular Cash Flows).
Calculate XNPV for irregular dated cash flows online.
Simple & Compound Interest, NPV & IRR Calculator.
Compare simple and compound present/future values alongside cash-flow NPV and IRR.
NPV Profile Chart.
Generate an NPV profile by sweeping discount rates.
Interest Rate Converter (APR, APY, EAR).
Use this interest rate converter to switch between APR, APY/EAR, monthly, and daily rates, or run the reverse.
Interest Rate Calculator (RATE) — Solve APR from Payments.
Solve interest rate from loan amount, payments, and term (Excel RATE equivalent).
Loan calculator (monthly payment, interest, payoff).
Calculate monthly loan payment, total interest, and payoff timeline from principal, APR, and term.