Finance Function Calculators (PV/FV/PMT/NPV/IRR)

How to use (3 steps)

Define what you need first: future value, present value, payment, or investment evaluation.
Align rate basis and period (APR/EAR, annual/monthly) with Rate conversion.
Use RATE Solver when rate is unknown and you need to back-solve it from payment, PV, FV, and term.

Solve PV/FV/PMT/NPER/RATE in a single workflow.

Compute IRR for cash flows with non-periodic dates.

Normalize annual, monthly, and daily rates before comparison.

TVM Solver (PV/FV/PMT/NPER/RATE)
Solve PV, FV, PMT, NPER, and RATE in one place for loans or investments.
XIRR Calculator (Irregular Cash Flows) – Paste CSV
Calculate XIRR from irregular dated cash flows online. Paste CSV/TSV, choose day-count basis, tune initial guess, and review convergence warnings.
XNPV Calculator (Dated NPV for Irregular Cash Flows)
Calculate XNPV for irregular dated cash flows online. Paste CSV/TSV rows, choose day count basis, and compare discounted vs undiscounted totals with base date instantly.
Simple & Compound Interest, NPV & IRR Calculator
Compare simple and compound present/future values alongside cash-flow NPV and IRR.
NPV Profile Calculator – Discount Rate Sensitivity & IRR
Generate an NPV profile by sweeping discount rates. Plot NPV vs rate, export tables, share links, and identify IRR candidates via sign changes.
APR to APY (EAR) Calculator
Use this interest rate converter to switch between APR, APY/EAR, monthly, and daily rates, or run the reverse conversion to compare loans, cards, and savings.
Interest Rate Calculator (RATE) — Solve APR from Payments
Solve interest rate from loan amount, payments, and term (Excel RATE equivalent).
Loan calculator (monthly payment, interest, payoff)
Calculate monthly loan payment, total interest, and payoff timeline from principal, APR, and term.