Results
Yearly projection
| Year | Age | Annual contributions | Investment growth | Year-end balance | Real balance (inflation-adjusted) |
|---|
FAQ
How should I choose the expected return and inflation rate?
Use conservative assumptions based on historical averages or your asset mix. Re-run the calculator with optimistic and pessimistic scenarios to gauge risk.
What does the inflation rate do in this calculator?
Inflation reduces purchasing power. We estimate a “today’s money” value by dividing the projected nominal balance by (1 + inflation rate)years.
Can I change monthly contributions later?
Absolutely. Adjust the contribution amount and recalculate to compare different saving paths.
Does this guarantee my retirement balance?
No. Investment performance and inflation can deviate from assumptions. Treat the output as a planning estimate, not as guaranteed advice.