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India Income Tax Calculator FY 2026-27

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Estimate tax with verified slabs for supported years, Section 87A relief, standard deduction and 4% cess.

Total tax: ₹0
Sample: ₹12,00,000 salary under tax year 2026-27 new regime.

Scope: resident individual under 60, ordinary slab-rate income only, and gross income up to ₹50 lakh. Optional deductions, exemptions, special-rate income and surcharge are not included.

How it’s calculated

Taxable income is annual income minus the standard deduction when salaried. The selected year’s progressive slabs are applied, then Section 87A rebate and marginal relief where applicable, followed by 4% health and education cess.

The calculator fails closed if any annual configuration cannot be loaded or validated. Check the official India Budget documents for filing decisions.

When to use this calculator

Use this page for a base estimate of annual personal income tax for a resident individual under 60 with ordinary slab-rate income. It supports the listed old and new regime years and makes the standard deduction, rebate and cess visible.

Best workflow

  1. Choose the year, regime and salary status first.
  2. Enter annual income before the standard deduction. If other deductions or exemptions apply, calculate them separately and confirm eligibility.
  3. Use the result for education or planning, then use official filing tools for the complete return.

When to open another tax page

FAQ

How is the tax calculated?

Taxable income is annual income minus the standard deduction when salaried. The calculator applies the selected year’s progressive slabs, Section 87A rebate and marginal relief where applicable, then adds 4% cess.

Are optional deductions and exemptions supported?

No. To keep the estimate auditable, this version includes only the standard deduction. Enter income after any other eligible deductions or use the official filing tools for a complete calculation.

Why should I compare more than one regime or FY?

Because the slab structure, standard deduction and Section 87A relief can change by year and regime. Switch the selector while keeping income unchanged to compare the base estimates.

How reliable is this result for actual filing?

This is an educational estimate for a resident individual under 60 with ordinary slab-rate income up to ₹50 lakh. It excludes optional deductions, exemptions, special-rate income and surcharge, so it is not a filing calculation.