Compound Interest Kalkulator (Future Value & Effective Annual Rate)

Use FV = P × (1 + r ÷ 100 ÷ m) m × t . Monthly contributions can be added with C × ((1 + i) 12t - 1) ÷ i, where i is the effective monthly rate.

EAR = (1 + r ÷ 100 ÷ m) m - 1. It converts periodic compounding into an annual percentage for apples-to-apples comparison.

Nilai contoh telah diisi. Ubah tempoh atau mana‑mana nilai di atas untuk mengemas kini nilai masa hadapan dan EAR secara automatik.

FAQ

How do you calculate future value with compound interest?

Use FV = P × (1 + r ÷ 100 ÷ m)^{m × t}. Monthly contributions can be added with C × ((1 + i)^12t - 1) ÷ i, where i is the effective monthly rate.

What is the Effective Annual Rate?

EAR = (1 + r ÷ 100 ÷ m)^m - 1. It converts periodic compounding into an annual percentage for apples-to-apples comparison.

Is this financial advice?

No. Results ignore taxes, fees, and personal circumstances. Always consult licensed professionals before investing.