Sample values are filled in. Adjust any field above and the future value and EAR will update automatically.
FAQ
How do you calculate future value with compound interest?
Use FV = P × (1 + r ÷ 100 ÷ m)m × t. Monthly contributions can be added with C × ((1 + i)12t - 1) ÷ i, where i is the effective monthly rate.
What is the Effective Annual Rate?
EAR = (1 + r ÷ 100 ÷ m)m - 1. It converts periodic compounding into an annual percentage for apples-to-apples comparison.
Is this financial advice?
No. Results ignore taxes, fees, and personal circumstances. Always consult licensed professionals before investing.